Identity theft is the fastest growing crime in America. Computer hackers can use the web to steal sensitive data such as credit credit card and bank account information when an ecommerce site is not fully secured. It the responsibility of the merchant to protect themselves and their consumers from internet crime. When securing a shopping cart program, there are several things to consider.
First of all, every ecommerce site needs to have an encrypting system that makes financial information incomprehensible to anyone other than the intended receiver. SSL stands for secure socket layer and operates as the encrypting program for online security in most businesses. Most ecommerce hosting plans will come with or offer a shared or private SSL certificate. The certificate appears on your website, assuring your customers that it is safe to shop there. Internet savvy consumers will check an ecommerce site for SSL security before making a purchase. Additionally, merchants will want their administrative console to be secured with SSL encryption.
Firewall software is also important when handling ecommerce transactions. Much like a physical fire wall that functions to keep a fire from spreading into multiple areas, firewall software keeps sensitive data from leaking out and unwanted viruses from coming in. They act as a barrier that protects unauthorized ports from opening in your secure site. An ecommerce merchant should use high performance firewalls to fortify their online business against viruses and hackers.
Another major security breach that may occur online is credit card fraud. The internet allows consumers to make a purchase without being present or swiping the physical card. Therefor, identity thieves often use ecommerce sites as a way to purchase goods and services. However, VeriSign and other fraud protection programs can be used by merchants to combat this crime. They require additional security measures such as verifying the security code on the back of a card and the users address.